Jim Cahill, Manager jimc@territorymortgage.com Utica Branch 66 Genesee Street New Hartford, NY 13413 888-792-8021 Fax: 315-792-0002 Sue Bunnell, Manager sbunnell@territorymortgage.com Southern Tier Area Branch 1801 C West Water Street Elmira, NY 14905 866-443-9616 Fax: 607-767-1187 Peggy Gray, Manager Peggy@territorymortgage.com Buffalo Area Branch 4230 North Buffalo Road, Suite #3 Orchard Park, NY 14127 716-667-9660 Fax: 716-667-9690 Dan Holzhauer, Manager Dholz@territorymortgage.com Syracuse Area Branch 43 Oswego Street Baldwinsville, NY 13027 888-525-7335 Fax: 315-635-5894 Kevin Schuman, Manager kschuman@territorymortgage.com Gates Branch 3313 Chili Avenue Rochester, NY 14624 585-247-4610 Fax: 585-247-4654 Richard Melnyk, Branch Manager Dick_Melnyk@territorymortgage.com Albany Branch 670 Franklin Street Schenectady, NY 12305 518-881-1620 Fax: 518-881-1623