Jim Cahill, Manager jimc@territorymortgage.com Utica Branch 66 Genesee Street New Hartford, NY 13413 888-792-8021 Fax: 315-792-0002 Peggy Gray, Manager Peggy@territorymortgage.com Buffalo Area Branch 4230 North Buffalo Road, Suite #3 Orchard Park, NY 14127 716-667-9660 Fax: 716-667-9690 Dan Holzhauer, Manager Dholz@territorymortgage.com Syracuse Area Branch 43 Oswego Street Baldwinsville, NY 13027 888-525-7335 Fax: 315-635-5894 Kevin Schuman, Manager kschuman@territorymortgage.com Gates Branch 3313 Chili Avenue Rochester, NY 14624 585-247-4610 Fax: 585-247-4654